Is it gimei?

So I've read and partially agree with the saying, "Buy the sword, not the smith/mei." But my disagreement with that sentiment is; if I want to send a sword to Japan for a polish or a shinsa, I would rather it not be a gimei. If I have a $1000 sword and a possible $10000 sword, it's easy to see which one I'd want to invest $3000 in. I have a couple of the better smiths named swords. Blogs tell us that 90% are gimie, which is probably correct. So how do I tell for sure? I've done my internet searches with mixed results.

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